June Check-In: 7 Powerful Financial Questions for a Stronger Marriage

 

Mid-Year Money Check-In for Couples

Mid-Year Money Check-In for Couples

As we step into June, we’ve officially reached the halfway mark of the year. For couples, it’s more than just another month—it’s the perfect time to hit pause, reflect, and realign on the two areas that often define the health of a home: finances and shared responsibilities.

Money and home life are deeply connected in marriage. When managed well together, they bring peace, purpose, and progress. When left unchecked, they become sources of stress and disconnection. That’s why now is the time for a Mid-Year Money Check-In.

Here are 7 powerful questions every couple should ask this month to strengthen both your finances and your foundation.


1. Have we stuck to our household budget so far this year?

Budgets are only useful when they’re real. If you've created a household budget in January, it’s time to revisit it. Are you overspending in some areas? Have new expenses emerged? Are you both aware of what’s coming in and going out?

๐Ÿ’ก Tip: Don’t treat this like a financial report card—use it as a map. If you’re off course, recalibrate together.

2. Are we actively saving toward our shared goals?

Whether it's a new home, renovation project, baby on the way, vacation, or retirement, every couple has dreams. But dreams need funding.

Are you contributing regularly to your savings goals? Have your priorities shifted? Maybe you're ahead on one goal and behind on another.

๐Ÿ’ฌ Ask each other: Are these goals still what we both want? Do they reflect the life we’re building together?

3. Do we both feel involved and heard in financial decisions?

One partner may naturally take the financial lead, but that doesn’t mean the other should be left out. Financial teamwork is built on communication, trust, and mutual decision-making.

๐Ÿ’ก If one of you handles most of the bills or investments, set aside time to review everything together—no blame, just transparency.

4. Are we managing home responsibilities fairly and sustainably?

Finances aren’t the only thing that can unbalance a marriage. The way chores, childcare, and household decisions are handled can cause resentment if not addressed.

June is a great time to look at how home responsibilities are shared. Is the current setup working for both of you?

๐Ÿ”„ A practical chat can reduce emotional weight. Consider using a shared calendar or app to balance tasks.

5. Have any unexpected expenses revealed gaps in our planning?

Car trouble. Medical bills. Job changes. Life throws curveballs, and they often cost money. If the first half of 2025 brought unexpected expenses, now’s the time to reflect on how prepared you were—and how you can be more resilient moving forward.

๐Ÿ’ก This is a great time to check or start your emergency fund.

6. Are we aligned on long-term housing or investment plans?

Home-related decisions—like moving, upgrading, downsizing, or investing in real estate—can be exciting and stressful. They require emotional and financial alignment.

Do you still share the same vision for your home? Has your timeline changed? Are you both clear on what’s needed to get there?

๐Ÿ“ˆ Review mortgage options, market trends, or renovation costs together—even just a conversation keeps you aligned.

7. What financial habit can we build together this summer?

New habits don’t need to wait until January. In fact, June is a perfect time to pick one small change you can commit to together—something that will strengthen your financial life and deepen your partnership.

  • A no-spend weekend challenge
  • Weekly “money dates”
  • Automating savings
  • Reviewing subscriptions together
๐Ÿ‘ฃ Tiny steps build strong momentum. The goal is progress, not perfection.

❤️ Final Thoughts: Money Conversations Are Marriage Conversations

Your financial health is a reflection of your communication, values, and trust as a couple. This June, carve out space—maybe a cozy evening on the couch or a walk around the block—to check in.

Ask the hard questions. Listen with care. Laugh at your missteps. And most importantly, plan the future together.

You’re not just managing money—you’re building a life.

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The King's word

 

Where the Word of the King Is – Living Under Divine Authority

“Where the word of a king is, there is power: and who may say unto him, What doest thou?”Ecclesiastes 8:4 (KJV)

Introduction: A Kingdom Without a King?

In today’s world, the concept of absolute authority is often met with suspicion. From democratic governance to personal autonomy, we celebrate freedom—freedom of speech, thought, choice, and action. But in our celebration of liberty, have we forgotten the power, security, and blessing that comes from living under divine authority?

The Bible is not silent on this matter. Ecclesiastes 8:4 offers a profound truth that resonates through all of time: “Where the word of a king is, there is power…” In the spiritual realm, this is not merely poetic. It is a principle. A kingdom without a king is a vacuum of chaos. But a kingdom with a righteous king is a place of order, blessing, and peace.

This post is not just about kingship in theory—it’s about how believers, families, and homes can thrive under God’s divine authority. As Richems, my passion is to help you build a God-centered home, rooted in Scripture, where Christ is King and His Word is law.


1. Understanding the Word of the King

The ancient world understood kingship. When a king spoke, his word was law. There was no debate. There was no committee to approve or revise it. His word carried authority, power, and finality.

In the Kingdom of God, Jesus is the eternal King, and His Word is final. When the Bible speaks, heaven backs it. The authority is not in the ink on the page—it is in the One who speaks.

“Heaven and earth shall pass away, but my words shall not pass away.” – Matthew 24:35

To live under divine authority, we must first recognize the Bible as the active Word of our King. Not just a book of suggestions, but the constitution of the Kingdom we now belong to.

2. A King’s Word Changes Everything

Let’s imagine this scene:

A soldier is sentenced to death. All legal channels have failed. His family mourns. Then, unexpectedly, the King himself speaks: “Let him live.”

Instantly, the execution is canceled. Why? Because the word of the king overrules every lesser authority.

This is the power of God’s Word in your life. Doctors may speak of terminal illness. The economy may predict your downfall. Enemies may plan your destruction. But when God declares healing, restoration, and victory—His Word prevails.

“Who may say unto Him, ‘What doest thou?’” – Ecclesiastes 8:4b

No one challenges the decree of God. If He says you are blessed, no curse can stick. If He says your home will be peaceful, no chaos can remain. The King has spoken!

3. The Power of Submission: Living Under Divine Covering

In today’s culture, the word “submission” is often misunderstood. But in the Kingdom of God, submission is safety.

To submit is not to lose identity—it is to gain access. Just like a soldier thrives under the chain of command, a believer thrives under divine authority.

“Submit yourselves therefore to God. Resist the devil, and he will flee from you.” – James 4:7

Notice the order: Submission comes before resistance. Many of us try to cast out devils and solve spiritual problems without first submitting to the King. But true power flows from alignment. When you’re under God’s authority, you’re also under His covering.

In the Christian Home

A peaceful home is not one where everyone does what they like—it’s one where everyone honors divine order. Children obey. Wives and husbands walk in unity and respect. And above all, Christ is Lord in word, decision, and atmosphere.

Do you want a godly home? Then make sure God’s Word—not your emotions or traditions—is final in your house.

4. The Word Speaks to Every Area

Where the Word of the King is, there is power—for every area of life.

a. Marriage

When you make God's Word your marriage manual, you align your relationship with His blueprint. Forgiveness becomes non-negotiable. Love becomes unconditional. And leadership is modeled after Christ’s servant-hearted authority.

“Husbands, love your wives, even as Christ also loved the church…” – Ephesians 5:25

b. Parenting

You don’t need to guess your way through parenting. The Word gives clarity:

“Train up a child in the way he should go…” – Proverbs 22:6

c. Business and Finances

Even your work life is not outside God’s authority.

“But thou shalt remember the Lord thy God: for it is he that giveth thee power to get wealth…” – Deuteronomy 8:18

When God speaks increase, no recession can hinder you. Build your business on biblical integrity, and watch it flourish under divine favor.

5. Obedience: The Response to Divine Authority

Living under divine authority isn’t just hearing—it’s doing. Obedience is the true evidence that Christ is King in your life.

“But be ye doers of the word, and not hearers only…” – James 1:22

Imagine a soldier who hears the general’s order but chooses to ignore it. That’s not loyalty—it’s rebellion. In the same way, delayed obedience is still disobedience.

Why Obey?

  • Obedience brings protection (Psalm 91:1).
  • Obedience invites blessing (Deuteronomy 28).
  • Obedience builds intimacy with God (John 14:21).

6. The Consequence of Ignoring the King’s Word

Let’s be honest—many believers live outside the Word and suffer for it.

They love God in name but follow their feelings instead of Scripture. Their homes are in disorder. Their children are confused. Their hearts are full of worry. Why? Because where the Word of the King is absent, chaos fills the vacuum.

“My people are destroyed for lack of knowledge…” – Hosea 4:6

7. Living the Word Daily – Making the King’s Word Your Lifestyle

It’s not enough to know the Bible exists. We must let it shape our daily lives. Here are practical ways to live under divine authority:

  • Start with the Word Daily: Open your day by reading a portion of Scripture. Let the King speak before anyone else does.
  • Apply What You Read: Write down one action step from your reading.
  • Declare the King’s Word Aloud: Speak Scriptures over your home, your children, and your business.
  • Correct Your Course Often: Whenever you realize you’ve strayed from the Word—repent quickly.

8. Testimonies: When the Word of the King Spoke for Me

Years ago, I was at a point where everything felt stuck. Finances were tight. My home was tense. My spirit was tired.

One day, I came across Ecclesiastes 8:4 again: “Where the word of a king is, there is power.”

It hit me like never before. I realized I was living based on my fears, not God’s authority. That day, I began declaring Scriptures over my life again.

Things shifted. Not overnight. But atmospheres changed. Ideas came. Peace returned. Why? Because when you put the Word of the King in your mouth and heart, you allow heaven to work in your reality.

9. Raising a Generation That Honors the Word

As parents and leaders, we must raise children who understand the weight of God’s Word.

Let them see you turn to Scripture for decisions.
Let them hear you say, “God’s Word says…”
Let them learn that God’s authority is love, not control.

10. Jesus – The King Whose Word Still Rules

Jesus is not a symbolic King. He is alive and ruling—and His Word is still law.

“All power is given unto me in heaven and in earth.” – Matthew 28:18

Even when it challenges you. Even when it convicts you. Even when it calls you to forgive, serve, or wait—His Word is always for your good.

Conclusion: Let the King Speak in Your Life

Where the Word of the King is, there is power—not confusion, not fear, not compromise.

Let that be the declaration over your home.
Let it govern how you raise your children.
Let it be your guide in business, your comfort in trials, your joy in worship.


Final Reflections

  • Is the Word of the King final in your decisions?
  • Are there areas of your life where you’ve ignored divine authority?
  • What one Scripture will you start living out today?

Remember, where the Word of the King is, there is power—and you are never alone when you live under divine authority.

Let’s Connect: I’d love to hear your thoughts. How are you applying God’s Word in your home and personal life? Leave a comment or visit richems.com to read more on building a peaceful and godly home.

Faith. Family. Peaceful Living.
Richems (Alaremu)

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